/* ========================================
   TOP LOMBARD — Main Stylesheet
   ======================================== */

/* --- VARIABLES --- */
:root {
  --navy: #0F1B2D;
  --navy-light: #1A2D47;
  --gold: #D4A853;
  --gold-light: #E8C97A;
  --gold-dark: #B8892E;
  --white: #FFFFFF;
  --gray-50: #F8F9FA;
  --gray-100: #F1F3F5;
  --gray-200: #E9ECEF;
  --gray-400: #ADB5BD;
  --gray-600: #6C757D;
  --gray-800: #343A40;
  --green: #2ECC71;
  --green-bg: #EAFAF1;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 4px 24px rgba(0,0,0,0.06);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.1);
}

/* --- RESET & BASE --- */
* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  font-family: 'Source Sans 3', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  overflow-x: hidden;
}
h1, h2, h3, h4, h5 { font-family: 'Montserrat', sans-serif; }
img { max-width: 100%; height: auto; }

/* --- HEADER --- */
.header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(15, 27, 45, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(212, 168, 83, 0.15);
  transition: all 0.3s;
}
.header-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 24px; height: 72px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none
}

.logo img {
  height: 48px;
  width: auto;
  border-radius: 8px
}

.logo-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.1
}

.logo-text small {
  display: block;
  font-family: 'Onest', sans-serif;
  font-size: .65rem;
  font-weight: 400;
  opacity: .75;
  letter-spacing: 1.5px;
  text-transform: uppercase
}

.nav { display: flex; align-items: center; gap: 32px; }
.nav a {
  color: rgba(255,255,255,0.8); text-decoration: none;
  font-size: 15px; font-weight: 500; transition: color 0.2s;
  position: relative;
}
.nav a:hover { color: var(--gold); }
.nav a::after {
  content: ''; position: absolute; bottom: -4px; left: 0; width: 0; height: 2px;
  background: var(--gold); transition: width 0.3s;
}
.nav a:hover::after { width: 100%; }

.header-phone {
  display: flex; align-items: center; gap: 8px;
  color: var(--gold); text-decoration: none; font-weight: 600; font-size: 16px;
}
.header-phone svg { width: 18px; height: 18px; }

.burger { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.burger span { display: block; width: 24px; height: 2px; background: var(--white); margin: 5px 0; transition: 0.3s; }

/* Mobile nav overlay */
.mobile-nav {
  display: none; position: fixed; top: 72px; left: 0; right: 0; bottom: 0;
  background: rgba(15, 27, 45, 0.98); z-index: 99;
  flex-direction: column; align-items: center; justify-content: center; gap: 28px;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  color: var(--white); text-decoration: none; font-size: 20px;
  font-family: 'Montserrat', sans-serif; font-weight: 600;
  transition: color 0.2s;
}
.mobile-nav a:hover { color: var(--gold); }

/* --- HERO --- */
.hero {
  min-height: 100vh; padding-top: 72px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 50%, #1e3a5f 100%);
  position: relative; overflow: hidden;
  display: flex; align-items: center;
}
.hero::before {
  content: ''; position: absolute; top: -50%; right: -20%; width: 800px; height: 800px;
  background: radial-gradient(circle, rgba(212,168,83,0.08) 0%, transparent 70%);
  border-radius: 50%;
}
.hero::after {
  content: ''; position: absolute; bottom: -30%; left: -10%; width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(212,168,83,0.05) 0%, transparent 70%);
  border-radius: 50%;
}
.hero-inner {
  max-width: 1200px; margin: 0 auto; padding: 60px 24px;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px;
  align-items: center; position: relative; z-index: 2;
}
.hero-content h1 {
  font-size: 52px; font-weight: 800; color: var(--white);
  line-height: 1.15; margin-bottom: 20px;
}
.hero-content h1 span { color: var(--gold); display: block; }
.hero-content p {
  font-size: 19px; color: rgba(255,255,255,0.7); line-height: 1.6; margin-bottom: 32px;
  max-width: 460px;
}
.hero-stats { display: flex; gap: 32px; margin-top: 40px; }
.hero-stat { text-align: center; }
.hero-stat-num { font-family: 'Montserrat'; font-size: 36px; font-weight: 800; color: var(--gold); }
.hero-stat-label { font-size: 13px; color: rgba(255,255,255,0.5); margin-top: 4px; text-transform: uppercase; letter-spacing: 1px; }

/* --- CALCULATOR CARD --- */
.calc-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 36px; box-shadow: var(--shadow-lg);
  position: relative;
}
.calc-card::before {
  content: ''; position: absolute; top: -2px; left: -2px; right: -2px; bottom: -2px;
  background: linear-gradient(135deg, var(--gold), transparent 60%);
  border-radius: calc(var(--radius-lg) + 2px); z-index: -1; opacity: 0.3;
}
.calc-card h3 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.calc-card .calc-sub { font-size: 14px; color: var(--gray-600); margin-bottom: 24px; }

.calc-tabs { display: flex; gap: 8px; margin-bottom: 24px; }
.calc-tab {
  flex: 1; padding: 10px 12px; border: 1.5px solid var(--gray-200);
  border-radius: 10px; background: var(--white); cursor: pointer;
  text-align: center; font-size: 13px; font-weight: 600; color: var(--gray-600);
  transition: all 0.2s;
}
.calc-tab.active, .calc-tab:hover {
  border-color: var(--gold); background: rgba(212,168,83,0.08); color: var(--navy);
}
.calc-tab-icon { font-size: 20px; display: block; margin-bottom: 4px; }

.calc-field { margin-bottom: 16px; }
.calc-field label {
  display: block; font-size: 13px; font-weight: 600; color: var(--gray-600);
  margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.5px;
}
.calc-field input, .calc-field select {
  width: 100%; padding: 14px 16px; border: 1.5px solid var(--gray-200);
  border-radius: 10px; font-size: 16px; font-family: inherit; color: var(--gray-800);
  transition: border-color 0.2s; background: var(--white);
}
.calc-field input:focus, .calc-field select:focus {
  outline: none; border-color: var(--gold);
}
.calc-field textarea {
  width: 100%; padding: 14px 16px; border: 1.5px solid var(--gray-200);
  border-radius: 10px; font-size: 16px; font-family: inherit; color: var(--gray-800);
  transition: border-color 0.2s; background: var(--white); resize: vertical; min-height: 60px;
}
.calc-field textarea:focus { outline: none; border-color: var(--gold); }

.calc-result {
  background: var(--green-bg); border-radius: 12px; padding: 18px;
  text-align: center; margin: 20px 0;
}
.calc-result-label { font-size: 13px; color: var(--gray-600); }
.calc-result-amount { font-family: 'Montserrat'; font-size: 32px; font-weight: 800; color: #1a8f4a; margin-top: 4px; }

/* Tab content panels */
.calc-panel { display: none; }
.calc-panel.active { display: block; }

.btn-primary {
  width: 100%; padding: 16px; border: none; border-radius: 12px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy); font-family: 'Montserrat'; font-weight: 700;
  font-size: 16px; cursor: pointer; transition: all 0.3s;
  box-shadow: 0 4px 16px rgba(212,168,83,0.3);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 6px 24px rgba(212,168,83,0.4); }

.btn-secondary {
  width: 100%; padding: 16px; border: 2px solid var(--gray-200); border-radius: 12px;
  background: var(--white); color: var(--navy); font-family: 'Montserrat'; font-weight: 700;
  font-size: 15px; cursor: pointer; transition: all 0.3s; margin-top: 10px;
}
.btn-secondary:hover { border-color: var(--gold); color: var(--gold-dark); }

.calc-buttons-row { display: flex; gap: 10px; }
.calc-buttons-row .btn-primary,
.calc-buttons-row .btn-secondary { flex: 1; margin-top: 0; }

/* --- SECTION HEADER (shared) --- */
.section-header { text-align: center; margin-bottom: 48px; }
.section-tag {
  display: inline-block; padding: 6px 16px; border-radius: 20px;
  background: rgba(212,168,83,0.1); color: var(--gold-dark);
  font-size: 13px; font-weight: 600; text-transform: uppercase; letter-spacing: 1px;
  margin-bottom: 12px;
}
.section-header h2 { font-size: 36px; font-weight: 800; color: var(--navy); margin-bottom: 12px; }
.section-header p { font-size: 17px; color: var(--gray-600); max-width: 560px; margin: 0 auto; }

/* --- TRUST BAR --- */
.trust-bar {
  background: var(--white); border-bottom: 1px solid var(--gray-100);
  padding: 48px 24px;
}
.trust-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
}
.trust-item {
  text-align: center; padding: 24px 16px;
  border-radius: var(--radius); background: var(--gray-50);
}
.trust-icon {
  width: 56px; height: 56px; border-radius: 14px; margin: 0 auto 14px;
  display: flex; align-items: center; justify-content: center; font-size: 24px;
}
.trust-icon.speed { background: rgba(212,168,83,0.1); }
.trust-icon.rate { background: rgba(46,204,113,0.1); }
.trust-icon.offices { background: rgba(52,152,219,0.1); }
.trust-icon.cashback { background: rgba(155,89,182,0.1); }
.trust-num { font-family: 'Montserrat'; font-size: 28px; font-weight: 800; color: var(--navy); }
.trust-label { font-size: 14px; color: var(--gray-600); margin-top: 4px; }

/* --- SERVICES --- */
.services { padding: 80px 24px; background: var(--gray-50); }
.services-inner { max-width: 1200px; margin: 0 auto; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.service-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 32px;
  border: 1px solid var(--gray-100); transition: all 0.3s;
  cursor: pointer; text-decoration: none; color: inherit; display: block;
}
.service-card:hover {
  transform: translateY(-4px); box-shadow: var(--shadow-lg);
  border-color: var(--gold);
}
.service-icon {
  width: 64px; height: 64px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin-bottom: 20px;
}
.service-icon.gold { background: linear-gradient(135deg, #FFF8E7, #FFEEBB); }
.service-icon.tech { background: linear-gradient(135deg, #E8F4FD, #BDE0FE); }
.service-icon.home { background: linear-gradient(135deg, #E8F8F0, #B8E8D0); }
.service-icon.tools { background: linear-gradient(135deg, #FEF3E2, #FDD9A8); }
.service-card h3 { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.service-card p { font-size: 15px; color: var(--gray-600); line-height: 1.5; margin-bottom: 16px; }
.service-link {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--gold-dark); font-weight: 600; font-size: 14px;
}
.service-link svg { width: 16px; height: 16px; transition: transform 0.2s; }
.service-card:hover .service-link svg { transform: translateX(4px); }
/* Loyalty card dark variant */
.service-card--dark {
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-color: transparent;
}
.service-card--dark h3 { color: var(--white); }
.service-card--dark p { color: rgba(255,255,255,0.6); }
.service-card--dark .service-link { color: var(--gold); }
.service-card--dark .service-icon { background: rgba(212,168,83,0.15); }

/* --- ADVANTAGES --- */
.advantages { padding: 80px 24px; background: var(--white); }
.advantages-inner { max-width: 1200px; margin: 0 auto; }
.advantages-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.advantage-card {
  text-align: center; padding: 40px 24px; border-radius: var(--radius-lg);
  background: var(--gray-50); border: 1px solid var(--gray-100);
  transition: all 0.3s;
}
.advantage-card:hover {
  transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--gold);
}
.advantage-icon {
  width: 72px; height: 72px; border-radius: 50%; margin: 0 auto 20px;
  display: flex; align-items: center; justify-content: center; font-size: 32px;
  background: linear-gradient(135deg, rgba(212,168,83,0.1), rgba(212,168,83,0.05));
}
.advantage-value {
  font-family: 'Montserrat'; font-size: 28px; font-weight: 800; color: var(--gold-dark);
  margin-bottom: 6px;
}
.advantage-title {
  font-family: 'Montserrat'; font-size: 16px; font-weight: 700; color: var(--navy);
  margin-bottom: 8px;
}
.advantage-desc { font-size: 14px; color: var(--gray-600); line-height: 1.5; }

/* --- HOW IT WORKS --- */
.how { padding: 80px 24px; background: var(--gray-50); }
.how-inner { max-width: 1200px; margin: 0 auto; }
.how-steps {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 0;
  position: relative; margin-top: 48px;
}
.how-step { text-align: center; padding: 24px 20px; position: relative; }
.how-step::after {
  content: ''; position: absolute; top: 40px; right: -12px;
  width: 24px; height: 2px; background: var(--gold); opacity: 0.3;
}
.how-step:last-child::after { display: none; }
.step-num {
  width: 56px; height: 56px; border-radius: 50%; margin: 0 auto 16px;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Montserrat'; font-weight: 800; font-size: 20px;
  background: var(--navy); color: var(--gold);
}
.how-step h4 { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.how-step p { font-size: 14px; color: var(--gray-600); line-height: 1.5; }

/* --- WHY CHOOSE US --- */
.why-us { padding: 80px 24px; background: var(--white); }
.why-us-inner { max-width: 1200px; margin: 0 auto; }
.why-us-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.why-card {
  padding: 32px; border-radius: var(--radius-lg);
  background: var(--gray-50); border: 1px solid var(--gray-100);
  transition: all 0.3s; display: flex; gap: 20px; align-items: flex-start;
}
.why-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--gold); }
.why-card-icon {
  width: 56px; height: 56px; min-width: 56px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center; font-size: 24px;
  background: linear-gradient(135deg, rgba(212,168,83,0.12), rgba(212,168,83,0.04));
}
.why-card h4 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.why-card p { font-size: 14px; color: var(--gray-600); line-height: 1.5; }

/* --- REVIEWS --- */
.reviews { padding: 80px 24px; background: var(--gray-50); }
.reviews-inner { max-width: 1200px; margin: 0 auto; }
.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.review-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 32px;
  border: 1px solid var(--gray-100); transition: all 0.3s;
}
.review-card:hover { box-shadow: var(--shadow); }
.review-stars { color: var(--gold); font-size: 18px; letter-spacing: 2px; margin-bottom: 16px; }
.review-text { font-size: 15px; color: var(--gray-600); line-height: 1.7; margin-bottom: 20px; font-style: italic; }
.review-author { display: flex; align-items: center; gap: 12px; }
.review-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); font-family: 'Montserrat'; font-weight: 700; font-size: 16px;
}
.review-name { font-weight: 600; color: var(--navy); font-size: 15px; }
.review-date { font-size: 13px; color: var(--gray-400); margin-top: 2px; }

/* --- MAP / BRANCHES --- */
.branches { padding: 80px 24px; background: var(--white); }
.branches-inner { max-width: 1200px; margin: 0 auto; }
.branches-layout { display: grid; grid-template-columns: 380px 1fr; gap: 24px; margin-top: 0; }
.branches-sidebar {
  background: var(--gray-50); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-100); overflow: hidden;
}
.branches-city-select {
  padding: 20px; border-bottom: 1px solid var(--gray-100);
}
.branches-city-select label {
  display: block; font-size: 13px; font-weight: 600; color: var(--gray-600);
  margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.5px;
}
.branches-city-select select {
  width: 100%; padding: 12px 16px; border: 1.5px solid var(--gray-200);
  border-radius: 10px; font-size: 15px; font-family: inherit; color: var(--gray-800);
  background: var(--white); cursor: pointer;
}
.branches-city-select select:focus { outline: none; border-color: var(--gold); }
.branches-list { max-height: 420px; overflow-y: auto; }
.branch-item {
  padding: 20px; border-bottom: 1px solid var(--gray-100); cursor: pointer;
  transition: background 0.2s;
}
.branch-item:hover, .branch-item.active { background: rgba(212,168,83,0.06); }
.branch-item.active { border-left: 3px solid var(--gold); }
.branch-name { font-family: 'Montserrat'; font-weight: 700; font-size: 15px; color: var(--navy); margin-bottom: 6px; }
.branch-address { font-size: 14px; color: var(--gray-600); margin-bottom: 8px; line-height: 1.4; }
.branch-details { display: flex; flex-direction: column; gap: 4px; }
.branch-detail {
  display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--gray-600);
}
.branch-detail svg { width: 14px; height: 14px; color: var(--gold); flex-shrink: 0; }
.branch-detail a { color: var(--gold-dark); text-decoration: none; font-weight: 600; }
.branch-detail a:hover { text-decoration: underline; }

.branches-map {
  border-radius: var(--radius-lg); overflow: hidden;
  background: var(--gray-100); min-height: 500px; position: relative;
  border: 1px solid var(--gray-100);
}
.branches-map iframe {
  width: 100%; height: 100%; min-height: 500px; border: none;
}
.map-placeholder {
  width: 100%; height: 100%; min-height: 500px;
  display: flex; align-items: center; justify-content: center; flex-direction: column; gap: 12px;
  color: var(--gray-400); font-size: 16px;
}
.map-placeholder svg { width: 48px; height: 48px; }

/* --- FAQ --- */
.faq { padding: 80px 24px; background: var(--gray-50); }
.faq-inner { max-width: 800px; margin: 0 auto; }
.faq-item {
  background: var(--white); border-radius: var(--radius);
  border: 1px solid var(--gray-100); margin-bottom: 12px; overflow: hidden;
}
.faq-q {
  padding: 20px 24px; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  font-family: 'Montserrat'; font-weight: 600; font-size: 16px; color: var(--navy);
}
.faq-q svg {
  width: 20px; height: 20px; color: var(--gray-400); transition: transform 0.3s;
  flex-shrink: 0; margin-left: 16px;
}
.faq-item.open .faq-q svg { transform: rotate(180deg); color: var(--gold); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.3s ease; }
.faq-a-inner { padding: 0 24px 20px; font-size: 15px; color: var(--gray-600); line-height: 1.7; }

/* --- CONTACT FORM --- */
.contact { padding: 80px 24px; background: var(--white); }
.contact-inner { max-width: 1200px; margin: 0 auto; }
.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.contact-info h3 { font-size: 28px; font-weight: 800; color: var(--navy); margin-bottom: 16px; }
.contact-info p { font-size: 17px; color: var(--gray-600); line-height: 1.6; margin-bottom: 32px; }
.contact-details { display: flex; flex-direction: column; gap: 20px; }
.contact-detail {
  display: flex; align-items: center; gap: 16px;
}
.contact-detail-icon {
  width: 48px; height: 48px; border-radius: 12px; min-width: 48px;
  background: rgba(212,168,83,0.1); display: flex; align-items: center;
  justify-content: center; font-size: 20px;
}
.contact-detail-text { font-size: 15px; color: var(--gray-600); }
.contact-detail-text strong { display: block; color: var(--navy); font-weight: 700; margin-bottom: 2px; }
.contact-detail-text a { color: var(--gold-dark); text-decoration: none; font-weight: 600; }

.contact-form-card {
  background: var(--gray-50); border-radius: var(--radius-lg); padding: 40px;
  border: 1px solid var(--gray-100);
}
.contact-form-card h4 { font-size: 22px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.contact-form-card .form-sub { font-size: 14px; color: var(--gray-600); margin-bottom: 24px; }
.form-field { margin-bottom: 16px; }
.form-field label {
  display: block; font-size: 13px; font-weight: 600; color: var(--gray-600);
  margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.5px;
}
.form-field input, .form-field textarea {
  width: 100%; padding: 14px 16px; border: 1.5px solid var(--gray-200);
  border-radius: 10px; font-size: 16px; font-family: inherit; color: var(--gray-800);
  transition: border-color 0.2s; background: var(--white);
}
.form-field textarea { resize: vertical; min-height: 100px; }
.form-field input:focus, .form-field textarea:focus { outline: none; border-color: var(--gold); }

/* --- CTA --- */
.cta { padding: 80px 24px; background: var(--navy); text-align: center; }
.cta-inner { max-width: 700px; margin: 0 auto; }
.cta h2 { font-size: 36px; font-weight: 800; color: var(--white); margin-bottom: 16px; }
.cta p { font-size: 18px; color: rgba(255,255,255,0.6); margin-bottom: 36px; }
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.btn-gold {
  padding: 16px 36px; border: none; border-radius: 12px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy); font-family: 'Montserrat'; font-weight: 700;
  font-size: 16px; cursor: pointer; transition: all 0.3s; text-decoration: none;
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 6px 24px rgba(212,168,83,0.4); }
.btn-outline {
  padding: 16px 36px; border: 2px solid rgba(255,255,255,0.2); border-radius: 12px;
  background: transparent; color: var(--white);
  font-family: 'Montserrat'; font-weight: 700; font-size: 16px;
  cursor: pointer; transition: all 0.3s; text-decoration: none;
}
.btn-outline:hover { border-color: var(--gold); color: var(--gold); }

/* --- FOOTER --- */
.footer { background: #0A1420; padding: 60px 24px 30px; }
.footer-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px;
}
.footer h4 { font-size: 16px; font-weight: 700; color: var(--white); margin-bottom: 16px; }
.footer-about p { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.6; margin-bottom: 16px; }
.footer-links a {
  display: block; color: rgba(255,255,255,0.5); text-decoration: none;
  font-size: 14px; margin-bottom: 10px; transition: color 0.2s;
}
.footer-links a:hover { color: var(--gold); }
.footer-bottom {
  max-width: 1200px; margin: 40px auto 0; padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex; justify-content: space-between; align-items: center;
}
.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.3); }

/* --- MOBILE STICKY --- */
.mobile-sticky {
  display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 99;
  background: var(--white); padding: 12px 16px;
  box-shadow: 0 -4px 24px rgba(0,0,0,0.1);
  border-top: 1px solid var(--gray-100);
}
.mobile-sticky-inner { display: flex; gap: 12px; }
.mobile-sticky a {
  flex: 1; padding: 14px; border-radius: 10px; text-align: center;
  font-weight: 700; font-size: 14px; text-decoration: none;
  font-family: 'Montserrat';
}
.mobile-sticky .btn-call { background: var(--navy); color: var(--white); }
.mobile-sticky .btn-calc { background: linear-gradient(135deg, var(--gold), var(--gold-dark)); color: var(--navy); }

/* --- MESSENGER WIDGET --- */
.messenger-widget {
  position: fixed; bottom: 24px; right: 24px; z-index: 98;
  display: flex; flex-direction: column; gap: 10px; align-items: flex-end;
}
.msg-btn {
  width: 56px; height: 56px; border-radius: 50%; border: none;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; box-shadow: 0 4px 16px rgba(0,0,0,0.15);
  transition: transform 0.2s; font-size: 24px;
}
.msg-btn:hover { transform: scale(1.1); }
.msg-telegram { background: #0088CC; color: white; }
.msg-viber { background: #7360F2; color: white; }
.msg-main {
  width: 64px; height: 64px; border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  color: var(--navy); font-size: 28px;
}
.msg-buttons { display: none; flex-direction: column; gap: 10px; }
.msg-buttons.open { display: flex; }

/* --- ANIMATIONS --- */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}
.hero-content { animation: fadeUp 0.8s ease both; }
.calc-card { animation: fadeUp 0.8s ease 0.2s both; }

/* Scroll animations */
.fade-in {
  opacity: 0; transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* --- RESPONSIVE --- */
@media (max-width: 1024px) {
  .advantages-grid { grid-template-columns: repeat(2, 1fr); }
  .why-us-grid { grid-template-columns: repeat(2, 1fr); }
  .branches-layout { grid-template-columns: 1fr; }
  .contact-layout { grid-template-columns: 1fr; gap: 40px; }
}

@media (max-width: 768px) {
  .nav { display: none; }
  .header-phone { display: none; }
  .burger { display: block; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; padding: 40px 20px; }
  .hero-content h1 { font-size: 32px; }
  .hero-stats { gap: 16px; }
  .hero-stat-num { font-size: 24px; }
  .trust-inner { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .trust-num { font-size: 22px; }
  .services-grid { grid-template-columns: 1fr; }
  .how-steps { grid-template-columns: repeat(2, 1fr); }
  .how-step::after { display: none; }
  .advantages-grid { grid-template-columns: 1fr; }
  .why-us-grid { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .cta h2 { font-size: 28px; }
  .mobile-sticky { display: block; }
  .messenger-widget { bottom: 88px; }
  .section-header h2 { font-size: 28px; }
  .branches-map { min-height: 350px; }
  .branches-map iframe { min-height: 350px; }
  .contact-layout { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .calc-buttons-row { flex-direction: column; }
  .trust-inner { grid-template-columns: 1fr; }
}